Iowa Payday Loans

To get a payday loan there are almost no requirements and the application and approval processes are fast. A job and an active checking account are the only requirements.
Need to know: Do not have a loan of more than you can pay back in 14 days or less.

Payday Loan Short Info
Payday loans are small loans subject to state regulation. Traditionally states capped small loan rates at 24 to 48% annual interest and required installment repayment schedules for small loans. Many states also have criminal usury laws to protect consumers.

• Maximum Finance Rate and Fees: $15: $0-$100; $10 per $100 thereafter
• Finance Charge for 14-day $100 loan: $16.67
• APR for 14-day $100 loan: 433%

For more information on payday loans in Iowa: PaydayLoanInfo.org

Iowa Cash Advance

Payday loan advances are typically deposited into your checking account the same day you apply or overnight.
Cash advance loans are short term loans and the repaying is usually the next payday. Some lenders allow for extensions and are flexible with the loan amounts.
A payday loan company will do no credit checks to qualify you for the loan. The loan is based on your capability to pay back the loan. This can be confirmed by a check stub from your employer and a verified checking account.

Cannot pay back by your next payday?
You can apply for a loan extension in the event you are not capable to make the repayment of the complete sum of money you borrowed by your next paycheck. It is important to be aware of the loan’s APR (annual percentage rate) when you apply for an extension. For example you get a payday loan that is to be paid back within a week. You cannot repay in time and you request a 2 week extension. The payday loan fee is charged for each week of extension.

There is no credit check when you apply for payday loans.

Iowa Cash Loan is Now as Easy as 1-2-3

• Apply using the Cash Advance Loan Request form located above.
• Get an immediate approval.
• Receive your up to $1000 cash loan.