California Payday Loans
A payday loan is a loan acquired to cover unforeseen expenses: immediate repair for your car, a surprise utility bill, emergency cash, a medical bill, home repair, occasions or holidays expenses, school expenses.
Payday Loan Short Info
Payday loans are small loans subject to state regulation. Traditionally states capped small loan rates at 24 to 48% annual interest and required installment repayment schedules for small loans. Many states also have criminal usury laws to protect consumers.
- Maximum Finance Rate and Fees: 15% of check
- Finance Charge for 14-day $100 loan: $17.65
- APR for 14-day $100 loan: 459%
For more information on payday loans in California:
PaydayLoanInfo.org
California Cash Advance
Payday loans are also known as cash advance loans, check advance loans, deferred deposit check loans, and post-dated check loans.
- The payday loan is estimated to be paid back in full in a short period of time: 10 days, 14 days or 4 weeks. This depends on the payday loan company.
- The charged interest accumulates daily from the day that you receive the payday loan funds.
- The interest charge for an instant paycheck payday loan can be somewhere between 15% to 35%.
- A number of companies might agree that you pay back only a certain lowest amount balance. The interest charge will continue to accumulate.
- Some companies could require you to approve an automatic withdrawal of funds on a specific date.
You can be eligible for a payday loan even if you are self-employed or receive income in the type of monthly benefits.
It is easy and simple to get approved for a payday advance loan with poor credit. Payday loan lenders do not check credit. Lenders just check your capability to pay back the loan. Payday loan applicants must be employed. Generally you must have worked for the same company for at least 3 months.
California Cash Loan is Now as Easy as 1-2-3
- Apply using the Cash Advance Loan Request form located above.
- Get an immediate approval.
- Receive your up to $1000 cash loan.
